cds-iras

CDs & IRAs

Account Plans More Info Minimum Opening Interest Payments Interest Bearing*
3 – Month Certificate of Deposit More» $1,000 Compounded Quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

6 – Month Certificate of Deposit More» $500 Simple interest Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

12 – Month Certificate of Deposit More» $500 Compounded daily Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

18 – Month Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

20/24 – Month Jump Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

24 – Month Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

36 – Month Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

48 – Month Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

60 – Month Certificate of Deposit More» $500 Compounded quarterly Yes

Note: Rates subject to change. Substantial penalty for early withdrawal may apply.

6 – Month IRA Certificate More» $250 Simple Interest Yes

6 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)

A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

12 – Month IRA Certificate More» $250 Compounded Daily Yes

12 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)

A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

18 – Month IRA Certificate More» $250 Compounded quarterly Yes

18 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

20/24 – Month Jump IRA Certificate More» $250 Compounded quarterly Yes

20/24 – Month Jump IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

You may increase your interest rate one time during the initial term of your CD at the time of your request to the prevailing rate of the 24 month CD.

24 – Month IRA Certificate More» $250 Compounded quarterly Yes

24 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

36 – Month IRA Certificate More» $250 Compounded quarterly Yes

36 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

48 – Month IRA Certificate More» $250 Compounded quarterly Yes

48 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

60 – Month IRA Certificate More» $250 Compounded quarterly Yes

60 – Month IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.

18 – Month Variable Rate IRA Certificate More» $50 Compounded Daily Yes

18 – Month Variable Rate IRA Certificate

Traditional Individual Retirement Accounts (IRAs)
A Traditional IRA is a savings plan to accumulate money for retirement. You are eligible for an IRA provided that you have earned income and under the age of 70 ½. Your contributions may be tax deductible depending upon your modified adjusted gross income and whether you are an active participant in an employer sponsored retirement plan. The earnings on a Traditional IRA are tax deferred until withdrawn.

Roth IRA
The Roth IRA is a nondeductible IRA that offers tax-free distributions under certain circumstances after a five-year holding period. Qualified distributions occur when the 5 year holding period has been met and either you attain the age of 59 ½ or older, death, disability or qualified first-time home buyer. You are eligible for a Roth IRA provided that you have earned income and your modified adjusted gross income is within the applicable limits.

Coverdell Education Savings Account (ESA) formerly Education IRA
The Coverdell ESA is a unique savings vehicle where distributions of contributions and earnings are potentially tax-free if used to pay for certain qualified education expenses. An eligible taxpayer can make a nondeductible contribution into a Coverdell ESA for a child under the age of 18. These funds can be used for qualified education expenses incurred at the elementary, high school or college level.

We offer these additional advantages:

  • Competitive rates;
  • No commissions, fees, or setup charges;
  • IRA transfers from other institutions;
  • Direct Rollovers from Employer Sponsored Retirement Plans;
  • Highly qualified staff to help your with your IRA transactions and investments.

For more information about IRAs or our IRA products, contact our IRA Department during regular banking hours at (913) 381- 3311.